Digitalization of finance: How changes in technology are impacting personal finance management and how using digital tools can help improve financial literacy.

In these times of rapidly evolving technology, digitalization of finance has become a key aspect of personal finance management. It not only simplifies access to financial data and services, but also significantly increases the level of financial literacy among the population.

Digital tools make it easy to track expenses and income in real time through mobile apps and online services. This promotes more conscious budget planning and personal financial management. With automated expense tracking systems, users can better understand where their money is going and optimize their spending.

Online banking and electronic wallets provide convenient access to financial transactions at any time and from anywhere in the world, which helps improve financial literacy through active participation in managing one's own finances.

Thus, digitalization of finance not only improves access to financial services, but also plays a key role in improving financial literacy, making personal financial management more transparent, efficient and accessible to everyone.